HKFWS reaches youngsters in their campuses. With the aim of "strengthening families", we provide professional counselling service to nurture youngsters’ holistic development. Stepping into the Generation Z, youngsters indulge in internet, which creates family conflicts and parenting problems. Our social workers help youngsters facilitate their communications with parents and relieve family tension to promote mutual respect and understanding among family members.
Why do I receive my salary at the beginning of the month but end up saving no money at the end of the month? From the financial planning perspective, how can I manage my income?
If you want to save money effectively, first of all, you must know which area your money has been spent. Recording your expenses is indispensable in managing your finance. There are some mobile applications which enable us to keep track of your income and expenditure at your finger tip. If we can know which area(s) we have spent more, we can know to reduce our expenditure in that area(s) next time. Besides, it is recommended to open a new account in which you can save part of your pocket money and monthly salary.
Source: Financial Education Centre Certified Financial Social Worker
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